Joseph Dwyer
Financial Advisor, Manulife Securities Investment Services Inc.
Life Insurance Advisor, Manulife Securities Insurance Inc.
I started my career with TP and associates in 1985 as an Independent mutual Fund sales person. In 1988, I purchased a small equity stake in the new TPA Investment planning Inc. Over the years, as our branch has changed, our industry has gone through a number of technological and regulatory changes, (I was there for the first implementation of computers, something that gives you perspective). These types of change require a great deal of training and familiarity that results in a wealth of experience, the value of which is hard to quantify. I've had plenty of help along the way that has been a big part of building me into the professional I have become. That help has also allowed me to capatlize on many of the market's peaks, and miss a lot of its major dips. Throughout my career I've seen many recessionary periods; 1987 (black Monday), the Asian contagion and the tech crash to name just a few. These experiences teach even the most conservative investor many things about markets and the financial industry as a whole.
I am a family man with two grown children. My son Sean now works as an advisor.